Cabrillo Credit Union : Certificate Rates


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Share Certificate Rates

Type of Account	Minimum Daily Balance	APY *	Rate
Expedition Certificate*	1,000+	1.51%	1.50%
Bump Rate Certificate**	10,000+	2.93%	2.90%

Certificate Accounts and IRA Certificates

Balances	Number of Months †	APY *	Rate
S.O.C.A.L. Certificate***		1.10%	1.10%
2,000-9,999	3	1.51%	1.50%
10,000-49,999	3	2.52%	2.50%
50,000-99,999	3	2.63%	2.60%
2,000-9,999	6	2.27%	2.25%
10,000-49,999	6	2.83%	2.80%
50,000-99,999	6	2.88%	2.85%
2,000-9,999	12	2.52%	2.50%
10,000-49,999	12	2.93%	2.90%
50,000-99,999	12	2.93%	2.90%
2,000-9,999	18	2.52%	2.50%
10,000-49,999	18	2.93%	2.90%
50,000-99,999	18	2.93%	2.90%
2,000-9,999	24	2.52%	2.50%
10,000-49,999	24	3.04%	3.00%
50,000-99,999	24	3.04%	3.00%
2,000-9,999	36	2.52%	2.50%
10,000-49,999	36	3.14%	3.10%
50,000-99,999	36	3.14%	3.10%
2,000-9,999	48	2.52%	2.50%
10,000-49,999	48	3.14%	3.10%
50,000-99,999	48	3.14%	3.10%
2,000-9,999	60	2.52%	2.50%
10,000-49,999	60	3.14%	3.10%
50,000-99,999	60	3.14%	3.10%

Disclosure

†Pick-a-term CD rates are calculated as follows: 3 - 5 months, 6 - 11 months, 12 - 17 months, 18 - 23 months, 24 - 35 months, 36 - 47 months, 48 - 60 months.

*APY= Annual Percentage Yield. The term for Expedition Certificates is 6 months. You may make additional deposits of $100 or more at any time.

**The term for Bump Rate Certificate is 18 months. You may increase the rate once during the term if the 12-month $10,000 rate increases.

Share Certificate dividends are paid monthly and at maturity.

Penalties for early withdrawal are as stated in the Account and Disclosure Agreement. The Annual Percentage Yield disclosed assumes dividends will remain on deposit until maturity. Withdrawals will reduce earnings.

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