| Relationship
Benefits Chart |
| |
| Reward |
Tier
1 |
Tier 2 |
Tier
3 |
Tier
4 |
Tier 5 |
| Total Share/Loan
Balance |
Less than $5,000
|
$5,000 - $14,999
|
$15,000 - $24,999 |
$25,000 - $39,999 |
$40,000 + |
| ATM/POS daily
limit withdrawal |
$300 (ATM) $350
(POS) |
$500 |
$600 |
$800 |
$1,000 |
| CO-OP® ATM
Transactions |
10 |
No limit |
No limit |
No limit |
No limit |
| Electronic Bill
Payment |
Free |
Free |
Free |
Free |
Free |
| No-fee Advantage
Checking |
X |
X |
X |
X |
X |
| Pick-your-term
CDs |
X |
X |
X |
X |
X |
| Waive annual
fee for Prestige MasterCard® |
|
|
X |
X |
X |
| Free Traveler's
checks |
|
|
X |
X |
X |
| No fee for foreign
transactions ($0.75) |
|
|
|
X |
X |
| Use any ATM anywhere
without a fee |
|
|
|
2 per month |
4 per month |
| 1 free box of
checks (image) |
|
|
|
X |
X |
| Waive $2.00 overdraft
fee |
|
|
|
X |
X |
| Free domestic
wire transfers |
|
|
|
|
X |
| Free Cashier's
Checks |
|
|
|
|
X |
Total Share/Loan Balance of Less Than $5,000
Congratulations
on becoming a Credit Union member! We believe that every member, regardless
of his/her financial situation, is entitled to great benefits. You will
enjoy the following rewards as our way of saying "thank you"
for choosing us as your financial institution.
 |
Free
Advantage Checking Account |
|
Free E-statement |
|
Free Home Banking |
|
Free unlimited
electronic Bill Payment |
|
10 CO-OP®
ATM transactions per month |
|
Free TellerPhone
(bank by phone) access |
|
Classic MasterCard®,
no annual fee (OAC)* |
|
Daily ATM withdrawal
limit of $300 |
|
Daily POS (Point
Of Sale) withdrawal limit of $350 |
|
Pick-your-term
CDs |
|
Free use of over
30 shared
branches |
| |
*OAC=On approved
credit |
Total Share/Loan Balance of $5,000-$14,999
The more
you bank with us, the more benefits you'll accumulate. And to thank you
for your increased business, we're moving you up to the next level.
You receive these
additional rewards when you keep total deposit and loan balances of $5,000
or more.
|
Free
Advantage Checking Account |
|
Free E-statement |
|
Free Home Banking |
|
Free unlimited
electronic Bill Payment |
|
Pick-your-term
CDs |
|
Unlimited CO-OP®
ATM transactions |
|
Free TellerPhone
(bank by phone) access |
|
Classic MasterCard®,
no annual fee (OAC)* |
|
Daily ATM/POS
(Point Of Sale) withdrawal limit of $500 |
|
Free use of over
30 shared
branches |
| |
*OAC=On approved
credit |
Total
Share/Loan Balance of $15,000-$24,999
Having
total deposit and loan balances of $15,000 or more elevates you to see
a considerable difference in the value-added benefits of membership.
And, you'll continue to find that the more your relationship grows with
us, the more you become eligible for valuable rewards.You are automatically
qualified for the following:
|
Free
Advantage Checking Account |
|
Unlimited CO-OP®
ATM transactions |
|
Free TellerPhone
(bank by phone) access |
|
Prestige Gold
MasterCard®, no annual fee (OAC)* |
|
Free Home Banking |
|
Free E-statement |
|
Free unlimited
electronic Bill Payment |
|
Free Traveler's
Checks |
|
Pick-your-term
CDs |
|
Daily ATM/POS
(Point Of Sale) withdrawal limit of $600 |
|
Free use of over
30 shared
branches |
| |
*OAC=On approved
credit |
Total
Share/Loan Balance of $25,000-$39,999
Establishing
a relationship with us is something that we take seriously. So to show
our appreciation for your commitment, we want to compensate you with even
more benefits at this level. You will enjoy the following rewards when
your total deposit and loan balances reach $25,000 or more:
|
Use
any ATM, anywhere, without a fee (2 times per month) |
|
Unlimited CO-OP®
ATM transactions |
|
Waiver of non-CO-OP®
ATM fee of $0.75 |
|
Free Advantage
Checking Account |
|
One free box
of Credit Union Image checks per year |
|
Free TellerPhone
(bank by phone) access |
|
Prestige Gold
MasterCard®, no annual fee (OAC)* |
|
Free Home Banking |
|
Free E-statement |
|
Free unlimited
electronic Bill Payment |
|
Free Traveler's
Checks |
|
Pick-your-term
CDs |
|
Daily ATM/POS
(Point Of Sale) withdrawal limit of $800 |
|
Free use of over
30 shared
branches |
| |
*OAC=On approved
credit |
Total
Share/Loan Balance of $40,000+
We know
how hard you have worked for your money and we are honored and privileged
that you have chosen to keep it with us. That's why we want to make sure
you are properly rewarded. At this status, you are entitled to the highest
level of rewards we have to offer.
|
Use
any ATM, anywhere, without a fee (4 times per month) |
|
Unlimited CO-OP®
ATM transactions per month |
|
Waiver of non-CO-OP®
ATM fee of $0.75 |
|
Free Advantage
Checking Account |
|
One free box
of Credit Union Image checks per year |
|
No overdraft
transfer fee |
|
Free TellerPhone
(bank by phone) access |
|
Prestige Gold
MasterCard®, no annual fee (OAC)* |
|
Free Home Banking |
|
Free E-statement |
|
Free unlimited
electronic Bill Payment |
|
Free Cashier's
checks |
|
Pick-your-term
CDs |
|
Daily ATM/POS
(Point Of Sale) withdrawal limit of $1,000 |
|
Free use of over
30 shared
branches |
| |
*OAC=On approved
credit |
|
