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Same Commute.  NEW RIDE.
Happier You!

Receive $100* when you finance your new
or used car with Cabrillo!

Apply Now

Start the new year off right with a new car... and some extra cash!
Finance your new or used car with Cabrillo and get $100*.

With competitive rates and flexible terms, you can't go wrong with a Cabrillo auto loan.


Cabrillo Auto Loans Feature Great Benefits:

  • No payments for 90 days!
  • Meet or Beat*: We'll meet or beat your auto loan rate from another credit union or bank... or we will give you $50!
  • DMV Add-On: Upon request, we'll pay your annual DMV registration for your vehicle. We simply add the amount of your registration to your loan, giving you more financial flexibility.
  • Choose Monthly or Bi-Weekly Payments: You have the option to pay every other week or once a month. When you pay every other week, you reduce the payment amount to save even more money. 
  • Skip-A-Payment: There are two opportunities a year to possibly skip your loan payment!
    • Summer - If money is tight you can skip your auto loan payment once, between February and October, for a modest fee.
    • December - Need to free up some money for the Holidays? Our Holiday Skip-A-Payment is free, as our gift to you for being a member of Cabrillo.

Don't Wait!

Apply Now


*APR= Annual Percentage Rate. 2.90% rate offered up to a 36-month term and 3.65% rate offered for up to a 75-month term on approved credit, with direct deposit. 75-month terms are availabe for loans with a balance of  $30,000 or more. A 2.90% APR loan of $10,000 has 73 bi-weekly payments of $144. A 3.65% APR loan of $30,000 has 158 bi-weekly payments of $214. Payment calculations are based on 90-day payment deferment. Rate applies to last 4 model years. Some restrictions apply. Offer of $100 applicable for each loan of at least $10,000 refinanced from another institution or new financing funded between February 1, 2021 through March 31, 2021. Maximum first payment deferral of 90 days. Meet or Beat applies to credit union, bank or dealer financing, excluding manufacturer financing and interest rate buy-downs. Restrictions apply. Highly qualified applicants cannot exceed 120% of the value for New and Used vehicles. Restrictions apply. DMV Add-On and skipping your loan payment will lengthen the term of your loan and may reduce a claim on your GAP policy, if applicable. Interest continues to accrue during skipped payment. Offers not valid for existing Cabrillo Credit Union loans. Federally insured by NCUA.