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for Auto Loans!

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The road to getting a new car can be long and winding,
but getting an auto loan doesn't have to be. 

Cabrillo makes applying for an auto loan
easy and convenient, 
just in time for the holidays!

With competitive rates and flexible terms, you can't go wrong with a Cabrillo auto loan.

New Low Auto Loan Rates

Cabrillo Auto Loans Feature Great Benefits:

  • No payments for 90 days!
  • Meet or Beat*: We'll meet or beat your auto loan rate from another credit union or bank... or we will give you $50!
  • DMV Add-On: Upon request, we'll pay your annual DMV registration for your vehicle. We simply add the amount of your registration to your loan, giving you more financial flexibility.
  • Choose Monthly or Bi-Weekly Payments: You have the option to pay every other week or once a month. When you pay every other week, you reduce the payment amount to save even more money. 
  • Skip-A-Payment: There are two opportunities a year to possibly skip your loan payment!
    • Summer - If money is tight you can skip your auto loan payment once, between February and October, for a modest fee.
    • December - Need to free up some money for the Holidays? Our Holiday Skip-A-Payment is free, as our gift to you for being a member of Cabrillo.

Don't Wait!

Apply Now


*APR= Annual Percentage Rate. 2.15% rate offered up to a 36-month term and 3.15% rate offered for up to a 84-month term on approved credit, with direct deposit. 75-month terms are available for loans with a balance of $30,000 or more. A 2.15% APR loan of $10,000 has 73 bi-weekly payments of $142. A 3.15% APR loan of $40,000 has 178 bi-weekly payments of $251. Repayment calculations include a 90 day first payment deferral. APR’s noted apply to last 4 model years only. Automobile loan principal amount may not exceed 120% of the vehicle’s value and may include other related transaction elections and charges. This promotion is eligible for CCU’s customary post loan transaction accommodations such as annual dealer principal add-ons and member payment skip programs that can extend the initial Note maturity date depending loan payment practices. First payment deferral may not exceed 90 days from loan consummation. Meet or Beat applies to credit union, bank or dealer financing, excluding manufacturer financing and interest rate buy-downs. Prime borrowers and members in good standing may select some or all of program features, otherwise some restrictions apply, contact CCU for details. Offers not valid for existing Cabrillo Credit Union loans. Restrictions may apply to the terms and conditions listed. Federally insured by NCUA.