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Leadership Team

Michael DeShazo - Chief Executive Officer

Michael DeShazo is Cabrillo Credit Union’s Interim President & Chief Executive Officer. Mike joined Cabrillo in 1996 and has held several key positions within the credit union, including Chief Operating Officer and Chief Administration Officer. He has been instrumental in shaping Cabrillo’s growth, as well as building our strong culture…for our employees and our members. Mike was the creator of many of our well-known programs, including our Payroll Assurance Loan (PAL), our Meet or Beat program, Subsidized ATMs and the Cabrillo Challenge, which is used extensively at business development events. Mike has spent a large portion of his time at Cabrillo, working with current and potential members, as well as our strategic partners, to strengthen and solidify the Cabrillo brand. Mike is a graduate of Western CUNA Management School.

Frankie Dueñas - Chief Technology Officer

Frankie Dueñas is the Chief Technology Officer for Cabrillo Credit Union. His ability to expand our informational and technological services have been an integral part of Cabrillo's success over the past several years. He has worked diligently to create and refine our online services and our diverse network of transaction databases.

Matthew Ficco - Chief Financial Officer

Matthew is a career financial professional and seasoned business leader with more than 17 years of investment, financial, and executive management experience. He has worked across the corporate spectrum from blue-chip Fortune 500 corporations to boutique private equity and venture capital firms across the globe. Matthew's core strengths lie in the business development and organizational strategy. By leveraging his professional experience and global network, Matthew has developed investment organizations, led geographically-isolated financial and shared services organizations, structured international joint ventures and acquisitions, and founded several businesses from the incubation phase to growth capital and development phase. At Cabrillo, Matthew is part of a dynamic and entrepreneurial team, which is responsible for developing and executing organic and inorganic growth initiatives and developing and enhancing the credit union’s financial & governance practices. Matthew has a Masters in Corporate Finance & Investments, a Bachelors in International Business & Finance, and is California-licensed Certified Public Accountant.

Dan Kitchen - Chief Lending Officer

Dan Kitchen is Cabrillo's Chief Lending Officer. Dan draws on his 20+ years of experience in the credit union industry to help Cabrillo Credit Union drive excellence and growth in all lending areas. Dan brings broad experience to this role including experience in consumer, mortgage and business lending and collections. His primary goal is to execute on the related lending functions in the credit union’s strategic plan. This includes growth in the real estate, auto and unsecured portfolios. Delivering an outstanding experience for members in these areas is paramount to the success of the credit union and its member-owners. Dan earned his BS in Business Administration (Management) from San Diego State University. He is a graduate of Western CUNA Management school and a member of the CUNA Lending Council.

Jonathan Zide - Chief Operating Officer

Jonathan Zide is Cabrillo Credit Union's Chief Operating Officer. He brings over 2 decades of Marketing and Business Development experience…including 14 years in a leadership role with another local credit union.  Jonathan’s background in Operations, Compliance and Electronic Services makes him a well-rounded member of the Cabrillo team. He has a Bachelor of Science in Journalism and Mass Communication from Florida International University, and is a graduate of CUNA's Western School of Management.