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Leadership Team

Michael DeShazo - Chief Executive Officer

Michael DeShazo is Cabrillo Credit Union’s President & Chief Executive Officer. Mike joined Cabrillo in 1996 and has held several key positions within the credit union, including Chief Operating Officer and Chief Administration Officer. He has been instrumental in shaping Cabrillo’s growth, as well as building our strong culture…for our employees and our members. Mike was the creator of many of our well-known programs, including our Payroll Assurance Loan (PAL), our Meet or Beat program, and Subsidized ATMs. Mike has spent a large portion of his time at Cabrillo, working with current and potential members, as well as our strategic partners, to strengthen and solidify the Cabrillo brand. Mike is a graduate of Western CUNA Management School.

Peter Sainato - Chief Operating Officer

Peter Sainato is Cabrillo Credit Union’s Chief Operating Officer. He is a seasoned executive, with over 3 decades of credit union experience, including serving as CFO for a large San Diego based credit union, and as CEO for several large credit unions on the east coast. Over the span of his career, Peter has had some notable achievements, including quintupling one credit union’s Net Worth, while also quadrupling their loan volume, membership and assets. Peter has a Bachelor of Science in Accounting from Cal Poly University and is a California registered CPA.  He has experience managing all aspects of a credit union and is responsible for overseeing the day to day operations of Cabrillo.   

Frankie Dueñas - Chief Technology Officer

Frankie Dueñas is the Chief Technology Officer for Cabrillo Credit Union. His ability to expand our informational and technological services have been an integral part of Cabrillo's success over the past several years. He has worked diligently to create and refine our online services and our diverse network of transaction databases.


Dan Kitchen - Chief Lending Officer

Dan Kitchen is Cabrillo's Chief Lending Officer. Dan draws on his 20+ years of experience in the credit union industry to help Cabrillo Credit Union drive excellence and growth in all lending areas. Dan brings broad experience to this role including experience in consumer, mortgage and business lending and collections. His primary goal is to execute on the related lending functions in the credit union’s strategic plan. This includes growth in the real estate, auto and unsecured portfolios. Delivering an outstanding experience for members in these areas is paramount to the success of the credit union and its member-owners. Dan earned his BS in Business Administration (Management) from San Diego State University. He is a graduate of Western CUNA Management school and a member of the CUNA Lending Council.

Robert Nolan - Chief Financial Officer

Rob joined Cabrillo CU in October of 2019. He has over 30 years' experience working in credit unions in San Diego. He has served in Consumer and Real Estate Lending, Collections, and Accounting and developed a reputation as a problem-solver. After growing up in New England, Rob moved as far away from snow and cold without leaving the contiguous United States. Presently, he lives in Escondido with his wife Holly, two daughters, Mary and Sarah and a very large cactus garden. “As financial intuitions grow bigger, they have become more impersonal. I enjoy working for an organization that offers all the high tech services of the large institutions, while still maintaining a more personal connection with our members. We never forget who we serve."

Lisa Rosen Zaccaro - Senior Vice President of Human Resources

Lisa Rosen Zaccaro is Cabrillo Credit Union’s Senior Vice President of Human Resources.  She is a seasoned Human Resources professional with over 3 decades of demonstrated history, working in the financial, retail and construction industries. Lisa’s expertise in talent acquisition, management and coaching make her a valuable asset to the Cabrillo team.  Her fair, nurturing, and easy to talk to demeanor, make Lisa a perfect fit to oversee staffing and personnel management for the credit union. Lisa is a graduate of National University and holds the distinguished Senior Professional in Human Resources (SPHR) certification.

Jonathan Zide - Chief Marketing Officer

Jonathan Zide is Cabrillo Credit Union's Chief Marketing Officer. He brings over 2 decades of Marketing and Business Development experience…including 14 years in a leadership role with another local credit union.  Jonathan’s background in Operations, Compliance and Electronic Services makes him a well-rounded member of the Cabrillo team. He has a Bachelor of Science in Journalism and Mass Communication from Florida International University, and is a graduate of CUNA's Western School of Management.