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Message from Our CEO - December 2018

As the year comes to a close, the holiday season is swinging into full gear. Whether it is holiday parties, family gatherings, or shopping, December can be an exciting, yet busy time. As someone who prides herself on being organized, I finished the majority of my holiday shopping earlier this month. I did this to avoid dealing with the extra stress of shopping in December, and to have time to locate the best deals.

Aside from getting your holiday shopping done early, one of the best things you can do is to start saving early, so you don’t overextend yourself when buying gifts for friends and loved ones. I love our Holiday Club account. It helps me save for the holidays, all year long. This way, when December rolls around, a credit card is not a necessity for holiday shopping. Rather than being stressed about the expenses of the holidays, it is much more joyous to see the nest egg built to share the joy of gifts during the season. As you begin to think about NEXT year’s holidays, don’t wait until Black Friday 2019. Instead, consider opening up your holiday club this week. Depositing just $50/payday would result in $1300 for someone paid every 2 weeks. Imagine the freedom and peace of mind that $1300 during the holidays could bring! Make it your New Year’s resolution and email me in November next year when your savings account has grown to cover your holiday presents.

As the year comes to a close, my team and I want to thank you for being a member of the Cabrillo Credit Union family.  From my team to yours, we wish you a happy, healthy and safe holiday season.  We look forward to helping you make 2019 your best year ever. 

With Regards,

Anne

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