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Cabrillo offers both Roth and Traditional IRAs (Individual Retirement Accounts). Roth and Traditional IRAs can be opened as either a Market Rate IRA or an Investment Rate IRA. See below for more information about Market Rate and Investment IRAs.

Market Rate IRA: Compounds Monthly

This IRA earns a competitive interest rate which compounds monthly. Like a savings account, a Market Rate IRA is completely liquid, allowing you to make deposits and withdrawals at your leisure (Federal restrictions apply). A Market Rate IRA can be opened with as little as $1.00.

Investment Rate IRA: Fixed Rate Certificate

To earn a little more, invest in an Investment Rate IRA. The Investment Rate IRA is a fixed rate share certificate with terms from 3 months to 5 years. This IRA can be opened with a minimum deposit of $2,000.

For additional IRA information, click here.

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