Cabrillo has many certificate accounts to fit your investing needs with terms ranging from three months to five years – or choose the term that works for you and your goals! Dividends are paid and compounded monthly, giving you a higher effective yield.

Unlike other financial institutions that make you choose your the length or term, at Cabrillo, YOU decide.

  • Choose the term - 3 months, 7 months, whenever!
  • Dividends can be mailed to you or deposited directly into your account

Expedition Certificate

In addition to our regular certificates, we also offer the Expedition Certificate. Unlike a traditional certificate, the Expedition offers the ability to make additional deposits to the original balance. Start with a minimum balance of $1000 and a 6 month term.

Bump Rate Certificate

Enjoy more flexibility with a Bump Rate Certificate which allows you a one-time bump in rate during the 12-month term. If rates rise, you can call us to bump your rate to the current annual percentage rate without penalty or changing the terms of your certificate! Makes a great short-term investment in a rate-changing market.

SOCAL Certificate

Our SOCAL Certificate is available for our youth market (kids age 14-18), helping young adults learn the value of savings while appreciating a higher interest rate. It's a great way to save for something special, a new car, bike, or computer/laptop. Whether it’s a short or long-term goal, putting your money into a certificate is a great way to save and earn more. Plus our SOCAL certificates offer lower account minimums of just $500 and you can make monthly deposits with as little as $25. Then, use the savings calculator to predict how your money can grow!

View our certificate rates.

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