Get A Great Home Loan
When you're making the largest investment of your life, you want to do it right! Our friendly and knowledgeable staff will guide you through every step of the way ensuring you make a sound decision.
Step 1. Pre-qualify for your home loan. Shop knowing exactly what you can afford - and be ready to make an offer when you find the right home.
Step 2. Apply for the loan. Fill out the quick and easy approval home loan application, or give us a call at 858.217.2470.
Refinance Your Current Home Loan
Save money by refinancing your current mortgage with Cabrillo. Just email our mortgage department with information on your current loan and we'll give you a custom rate quote. Or you can target the rate that you are interested in obtaining and we will automatically email you when it's available!
Using The Value In Your Home
Access the equity you have in your home. Our traditional Home Equity Loan is available in two ways:
- A Home Equity Loan - A one-time, lump sum, loan using the equity in your home as collateral. This type of loan is typically used for one-time events such as a major home renovation project or to pay off outstanding high-interest debt.
- A Home Equity Line of Credit - This is a revolving loan with a variable rate. Like a traditional home equity loan, a line of credit taps into the equity in your home, but can be used on an ongoing basis. If you’re wanting to make continuous upgrades to your home, especially over a long period of time, a Home Equity Line of Credit (HELOC) is a more efficient way of managing your home’s equity. You can also apply for the loan and have the money available when you need it for financial emergencies.