How do Cabrillo Credit Cards stack up?
CARD FEATURES Cabrillo Prestige Gold MasterCard® with Rewards* Blue SkySM Preferred American Express Capital One® QuicksilverOneSM Rewards Chase Sapphire Preferred Card®
APR 12.90%-15.40% 0% for 15 months Then 17.24% - 22.24% Variable 0 % until 11/2014 22.9% Variable 15.99% Variable
ANNUAL FEE $35 $75 $39 $0 for 1 year/$95 thereafter
EXTENDED WARRANTY PROTECTION Yes Yes Yes Yes
TRAVEL INSURANCE & SERVICES Yes Yes Yes Yes
90-DAY PRODUCT PROTECTION Yes Yes No Yes
TRANSFER BALANCE FEES None $5 or 3% of the balance transfer, whichever is greater None $5 or 3% of the balance transfer, whichever is greater
CASH ADVANCE & BALANCE TRANSFER APR* None Cash Advance 25.24% Transfer - 17.24%, 20.24%, 22.24% Variable APR Cash Advance 24.9% Var. Transfer - 22.9% Var. Cash Advance 19.24% Var, Transfer 15.99% Var.
CASH ADVANCE FEES Fee: $0 $5 or 3% of the cash advance, whichever is greater $10 or 3% of the cash advance, whichever is greater $10 or 5% of the cash advance, whichever is greater
DAY GRACE PERIOD ON PAYMENTS 25 Days 25 Days 25 days 21 days
MINIMUM FINANCE CHARGE None None $0.50 None
GRACE PERIOD BEFORE FEE IS CHARGED 10 days 0 days 0 days 0 days
FEE FOR LATE PAYMENT $10.00 (regardless of balance) Up to $35 Up to $35 Up to $35
OVERCREDIT LIMIT FEE None None None Up to $35
PENALTY APR** None 27.24% 29.4% Variable APR 29.99% Variable APR

* Visit our credit cards page for more information regarding ScoreCard™Rewards Program.
Information based on January 2014 research on Bankrate.com and other websites.

**This APR will apply when the required minimum payment is not made by its due date for two consecutive billing cycles. Penalty rate will remain in effect until six consecutive on-time payments have been made.

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