What is a Secure Access Code and why do I need it to log in?

Multiple layers of security help ensure your Online Banking information is protected from fraud and identity theft. A Secure Access Code (SAC for short) is that extra layer that protects you. If your Online Banking account were to be hacked and a fraudster tracked down your Login ID and Password, the only thing left to protect you is the SAC. The fraudster would also had to have compromised your email address and cell or home phone to get the SAC to then access your account.

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