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Personal Loans

Whether you're celebrating life's milestones or planning your dream vacation, Cabrillo Credit Union offers custom loan options to finance your special occasions. 

Cabrillo Credit Union's competitive personal loan rates are designed to meet the diverse needs of San Diego residents.

Our range of loan options includes solutions for debt consolidation and special occasions, ensuring that you have access to the funds you need, when you need them.

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Cabrillo Credit Union Personal Loans Rates

Loan Options to Finance your Special Occasions


Let Cabrillo help you Secure a Personal Loan

With Cabrillo's unwavering support and commitment to member satisfaction, you can trust our team of live agents to guide you through the personal loan process with expertise and personalized assistance.


Rates as of January 1, 2024

Loan Type Terms up to 60 Months
Personal 12.65% APR*
Overdraft (revolving) 9.65% APR*
Other Secured
Loan Type Terms up to 120 Months
Share Secured Share Rate + 3.00%

*APR - Annual Percentage Rate. All interest rates quoted are fixed annual percentage rates, for top tier credit. Rate includes 0.25% discount for direct deposit. Vehicle mileage may affect loan term. For older models, please contact us. Rates are based on credit worthiness of individual borrower and are not intended to be a commitment to the loan type or loan amount for which you may qualify. On approved credit. This page is to be used for informational purposes only.


Special Occasions: Birth, Wedding, Vacation and More

Whether you're celebrating life's milestones or planning your dream vacation, Cabrillo Credit Union offers custom loan options to finance your special occasions. Enjoy competitive rates and flexible terms tailored to your needs.


Debt Consolidation

Consolidate your debts into one manageable payment with our debt consolidation loan, featuring favorable rates and terms. Simplify your finances and take control of your financial future.


Benefits of Debt Consolidation with a Personal Loan

Here are some compelling reasons to consider using a Cabrillo Credit Union personal loan for debt consolidation:

  • Lower Interest Rate: By moving your high-interest debt to a lower interest loan, you can unlock substantial savings. This can help you become debt-free sooner than you might think.
  • Lower Monthly Payment: A lower interest rate translates to a potentially reduced monthly payment. This can provide you with a more flexible budget or allow you to bolster your emergency fund for added financial security.
  • Convenience of One Payment: Managing multiple debts can be overwhelming. Consolidating them into a single payment streamlines your financial obligations. Witnessing a significant reduction in your balance each month can be a motivating factor.
  • Set Payoff Date: With a personal loan, you have a fixed loan term and payment amount. This means you'll know exactly when your debt will be completely paid off. It's a tangible goal that you can work towards with every monthly payment.


Overdraft Line of Credit

Protect yourself from unexpected overdraft fees by attaching our Overdraft Line of Credit to your checking account. Gain peace of mind knowing that you have a safety net for emergencies or unforeseen expenses.


So, if you're ready to take control of your finances and embark on your journey to financial freedom, consider a Cabrillo Credit Union personal loan for debt consolidation. Simplify your financial life, reduce your interest burden, and set yourself on the path to a brighter financial future.

For personalized assistance or any questions regarding our personal loan options, contact our dedicated team of experts via live chat or visit our contact us page.

*Speak to a representative for terms and details. On approved credit. Some restrictions apply. Not all applicants will receive the lowest rate. Skipping your loan payment will lengthen the term of your loan. Interest continues to accrue during skipped payment. Overdraft Line of Credit has a $10 late fee. If the payment to the Overdraft Line of Credit is insufficient, then there is a $30 NSF fee. There is no fee to use Overdraft Line of Credit, as long as the limit is not maxed.  Federally insured by the NCUA.

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