Why Choose a Cabrillo Savings Account?
Whether you're saving for a dream vacation, a new car, college tuition, or just peace of mind, Cabrillo is here to help you reach your financial goals with:
- 24/7 Access via Online Banking and our Mobile App
- Friendly, Local Member Service via phone, email, or secure web chat
- Federally Insured Funds by the NCUA for added peace of mind
- Competitive Rates
- Banking on Your Schedule
Save with Ease with a Cabrillo Savings Account
Enjoy the flexibility and convenience of a savings account that fits your life.
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Mobile Banking Access
Check balances and manage your money securely from anywhere.

Check Deposits and Transfers
Easily transfer funds. Snap a photo of your check and deposit it with the app.

Federally Insured by NCUA
Your savings are federally insured by the NCUA up to $250,000.
With convenient digital tools and local support, your money works for you anytime, anywhere. Online and mobile banking tools make managing your savings simple. Transfer money, track your progress, and check balances, all from the comfort of your home or while you're on the go.
Which Savings Option is Best for You?
No matter where you are in life. Choose from flexible Savings Accounts for everyday needs, a Holiday Club to prepare for seasonal spending, Share Certificates for higher returns with set terms, Money Market Accounts for higher-yield savings with easy access, or a IRAs to plan ahead for retirement. Whatever you're saving for, we’re here to help you make the most of your money.
Savings Account
A Regular Savings establishes your membership with Cabrillo. It only takes $5 to become a Member-Owner, allowing you access to other products and services.
Some restrictions may apply.
Holiday Club
Get a jump on the holidays! It is never too early to start saving for the holiday season. With a Holiday Club Account, we can help you save by automatically transferring a specific amount from your checking account each month.
No loans. No credit cards. Just your money.
Some restrictions may apply.
Share Certificates
Watch your money grow with one of Cabrillo’s certificate accounts. With terms ranging from 3 months to 5 years, it will be easy to find one to fit your investing needs.
Individual Retirement Accounts
Market Rate IRA: Compounds Monthly
This IRA earns a competitive interest rate which compounds monthly. Like a savings account, a Market Rate IRA is completely liquid, allowing you to make deposits and withdrawals at your leisure (Federal restrictions apply). A Market Rate IRA can be opened with as little as $1.00.
Investment Rate IRA: Fixed Rate Certificate
To earn a little more, invest in an Investment Rate IRA. The Investment Rate IRA is a fixed rate share certificate with terms from 3 months to 5 years. This IRA can be opened with a minimum deposit of $2,000.
Some restrictions may apply.
Money Market Account
Maximize Your Savings
Discover the ideal balance of a savings and checking account with our Money Market account. Earn higher interest rates, enjoy check-writing privileges, and benefit from tiered rates based on your balance.Open your account with as little as $2,500.
Why Choose a Money Market Account?
Money market accounts blend the high yield of a savings account with the flexibility of a checking account, making it an excellent choice for saving towards long-term goals like an emergency fund or a large purchase.
- Open your account with as little as $2,500.
- Write up to six checks per month without penalties.
- Make deposits at your convenience.
- Access competitive tiered rates at balances
Some restrictions may apply.