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SavvyMoney®

A monitoring and financial management tool that empowers users to track their credit health, receive alerts for changes, and gain valuable insights.

Free, Ongoing Credit Score, Report and Monitoring from SavvyMoney. Master your credit standing, with no purchase or credit card required.

Credit Confidence

Never miss a thing with real-time security updates any time your credit file changes.

Daily Score Updates

Empower your financial decisions by accessing your score anytime and anywhere.

Money-saving Offers

Turn your credit into an engine for financial achievement with personalized savings offers.

 

Access Your Credit Score Today!

 


LOGIN

Login online banking from your computer or mobile.

NAVIGATE

Access the left side menu, and click on "Credit Score".

SIGN UP

Enroll to acess your account, and you're all set!


When you login to online banking, you'll now have the option to view your credit score, along with personalized tips on how to improve or maintain your score. 


 

Benefits

Find savings opportunities.

Prevent identity theft through free credit monitoring. Watch for things like new accounts being opened, changes in address, or anything else that looks "off".

Understand what influences your score, and make the right financial choices.

Increasing your score can help you qualify for lower interest rates and save you money. The better your score, the better the rates!


 

About SavvyMoney®

No Impact To Your Score

Credit Score by SavvyMoney® provides you all the information you would find on your credit file including a list of open loans, accounts, and credit inquiries.

You will also be able to see details on your payment history, credit utilization, and public records that show up on your account. When you check your credit report, there will be no impact on your score.

Account Monitoring

SavvyMoney® also monitors your credit report daily and informs you by email if there are any big changes detected such as: a new account being opened, change in address or employment, a delinquency has been reported or an inquiry has been made.

Credit Reporting Tool

The SavvyMoney® Credit Reporting Tool is Cabrillo Credit Union’s credit score tool that members can access in Online and Mobile Banking. Members can use the tool to get daily updates on their credit score when they log in without lowering their score.

SavvyMoney® also gives members information on how to improve or maintain their credit. It breaks down the five major categories that make up a credit score and tells members how they’re performing in each area.

  • Check your credit score daily
  • Monitor credit for unusual activity
  • Dispute items on your credit report
  • Get alerts for changes to your credit
  • View your full credit report
  • Get tips on rebuilding & saving money
  • Get offers based on your credit

 

Take Control of your Credit

How Does Credit Score by SavvyMoney® work?

SavvyMoney pulls your credit profile from TransUnion, one of the three major credit reporting bureaus, and uses VantageScore 3.0, a credit scoring model developed collaboratively by the three major credit bureaus: Equifax, Experian, and TransUnion.

You now have access to all these benefits:

  • Find savings opportunities.
  • Prevent identity theft through free credit monitoring. Watch for things like new accounts being opened, changes in address or anything else that looks "off".
  • Understand what influences your score, and make the right financial choices.
  • Increasing your score can help you qualify for lower interest rates and save you money. The better your score, the better the rates!

For more information on Credit Score, please contact a Virtual Branch Representative.

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