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VISA® Share Secured Credit Card

Secured by your savings with no annual fee.

Perfect for those who are trying to rebuild their credit.


Apply Today   View Rates   Activate Your Card   

Your Everyday Credit Card With No Annual Fee

Contactless tap to pay and no annual fees makes every purchase fast and easy.


 VISA® Share Secured Credit Card

Cabrillo VISA® Share Secured Credit Card - Rates and Fees


 Annual Fee: $0 Annual Fee - No Annual Fee


 APR*: Prime + Savings Rate APY (purchase, cash advance, balance transfer)


 Rate: Variable Rate
   Secure: Secure 100%
   Credit Line: Minimum $200 Credit Line
   Penalty: No Penalty Fee


 Security: VISA's Zero Liability Policy**


Everyday purchases, monthly bills, & other expenses.

It's the perfect way to pay.

Ready to apply for a Cabrillo Share Secured Credit Card? 

Apply Now   


Cabrillo VISA® Share Secured Credit Card Benefits

  • VISA® contactless card with EMV chip for enhanced security
  • Tap to pay is available. Instant, easy transactions with just a tap on a card reader - look for the icon
  • Emergency Assistance and Roadside Dispatch
  • Exclusive discounts on dining, events & shopping****
  • Contactless transactions are safe and secure
  • Easily track and manage your money
  • Lost or stolen card reporting & Emergency card replacement
  • Add your credit card to digital and mobile wallets - Apple Pay™, Google Pay™, and Samsung Pay™

For a full understanding of all the benefits you can get with your VISA® Share Secured Credit Card, click here.


Features Available on all Cabrillo VISA® Credit Cards


Digital Wallet Ready

Add your card to your Apple®, Google® or Samsung® wallet for on the go convenience.

Contactless Enabled Cards

Just tap and go! Enjoy a faster, easier and secure way of paying.

Automatic payments

Set up one-time or recurring payments for all your bills so nothing goes unpaid.


Manage your card anywhere with Card Controls

Cabrillo's easy to use tool to protect your credit card 

Card Controls gives you complete control of your Cabrillo cards, using your smartphone. Turn off your cards when you aren't using them to prevent fraud. With the easy switch of a button, you can turn your cards on to use them.

You now have access to all these benefits:

  • Turn cards on and off
  • Restrict types of purchases made 
  • Receive and respond to instant transaction alerts 
  • Enter and edit international travel events 
  • Set location services to deter fraudulent activity 
  • Limit spending amounts to help reach your budget goals 
  • Set card alerts to monitor purchases and take immediate actions 

You can access Card Controls via ebranch mobile app or online banking. For more information, please contact a Virtual Branch Representative.


You can do a lot with your Share Secured Credit Card:

Whether you’re starting out or starting over, take control of your finances with Cabrillo's VISA® Share Secured Credit Card. It comes with no annual fee, competitive rates, and the support you need to make wise financial choices.

Simple, secure, easy to use - VISA® Share Secured Credit Card
ONLINE & MOBILE BANKING Manage your money online. Make deposits on your mobile device, and see your available balances immediately.
AUTOMATIC BILL PAY Set up automatic, recurring transactions so you never accidentally miss another payment.
CARD CONTROLS Card Controls gives you complete control of your Cabrillo cards, using your smartphone.
ALERTS & EDOCUMENTS Set up email alerts to track what you need to know, and get all your account statements electronically.
CHIP CARD SECURITY Our cards are equipped with EMV chip technology to protect your money – and your identity.
CUSTOMER ASSISTANCE Cardholder Inquiry Service and Lost/Stolen Card Reporting. Emergency Card/Cash Disbursement.
ROADSIDE SERVICE Roadside Dispatch is a pay-per-use roadside assistance program. The program provides you with security and convenience wherever your travels take you.
ID PROTECTION Help protect your identity with ID Navigator Powered by LifeLock: a free benefit to Visa cardholders.
CREDIT SCORE Raise your credit score with Dovly Uplift at no cost to you!
SHOPPING DISCOUNTS Visa cardholders enjoy the convenience of Shipt delivery.
EVENTS ACCESS Presale access with select Sofar Sounds events.


For a full understanding of all the benefits you can get with your VISA® Share Secured Credit Card, click here.


Leave your card at home by adding it to your Apple Pay®, Google Pay™, or Samsung Pay™ mobile wallet.

Our Cabrillo VISA® Share Secured Credit Card offers a seamless payment experience.

Apply Now   

Click here to view the VISA® Credit Card agreement.

Visa and Visa Signature are registered trademarks of Visa International Service Association.

*APR is Annual Percentage Rate and rates are subject to change. See credit card rates and fees.

**With Visa’s Zero Liability Policy, you won’t be held responsible for unauthorized transactions made with your Visa card. You’re covered if your card is ever lost, stolen or fraudulently used. You must use care in protecting your card and you must notify us immediately of any unauthorized use.  Additional details visit

***Apple Pay® is a trademark of Apple, Inc., registered in the U.S. and other countries.Samsung Pay® is a registered trademark of Samsung Electronics Co., Ltd. Only compatible with select cards, carriers and Samsung devices; see the Samsung Pay support page for compatibility information. Google Pay™ is a trademark of Google LLC.

****Cabrillo Credit Union cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at

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