||Annual Percentage Rate (APR) for Purchases, Balance Transfers, Cash Advances
||12.9% - 17.9% APR*
||13.9% - 17.9% APR*
This APR will apply when the required minimum payment is not made by its due date for two consecutive billing cycles. Penalty rate will remain in effect until I have made six consecutive on-time payments.
Your due date is 25 days after the close of the billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date of each month.
Minimum Interest Charge
For Credit Card Tips from the Federal Reserve Board
Learn more about factors to consider when applying for or using a credit card.
- Transaction Fees (Balance Transfer Fees, Cash Advance Fees): $0
- Foreign Transactions: 1% of each transaction in U.S. Dollars
How we calculate your balance
We use a method called “Average Daily Balance.” Information subject to change. Please contact the credit union at 800.222.7455 for current information.