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Compare Cards
Card Type Annual Percentage Rate (APR) for Purchases, Balance Transfers, Cash Advances Annual Fee Penalty Rate 
Traditional 11.9% - 17.9%  APR* $0 18% APR*
Signature 16.9% - 17.9% APR* $0 18% APR*
Share Secured1 8.55% APR* $0 N/A

Paying Interest

Your due date is 25 days after the close of the billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date of each month.

Minimum Interest Charge


Penalty Fees
Fee Type Fee Amount
Late Payment $10
Overlimit Fee $0
Returned Payment $30

Other Fees

  • Transaction Fees (Balance Transfer Fees, Cash Advance Fees): $0
  • Foreign Transactions: 1% of each transaction in U.S. Dollars

How we calculate your balance

We use a method called “Average Daily Balance.” Information subject to change. Please contact the credit union at 800.222.7455 for current information.

*Rate based on creditworthiness

1Shares to Secure Credit Card (applies to Share Secured credit card): Must secure 100% of credit line in a Cabrillo Share Account

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