Compare Cards
| Card Type |
Annual Percentage Rate (APR) for Purchases, Balance Transfers, Cash Advances |
Annual Fee |
| Platinum |
9.9% APR |
$0 |
| Prestige |
12.9% - 17.9% APR* |
$19 Annually |
| Classic |
13.9% - 17.9% APR* |
$0 |
| Share Secured1 |
11% APR |
$0 |
Penalty Rate
18% APR
This APR will apply when the required minimum payment is not made by its due date for two consecutive billing cycles. Penalty rate will remain in effect until I have made six consecutive on-time payments.
Paying Interest
Your due date is 25 days after the close of the billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date of each month.
Minimum Interest Charge
None
Penalty Fees
| Fee Type |
Fee Amount |
| Late Payment |
$10 |
| Overlimit Fee |
$0 |
| Returned Payment |
$20 |
Other Fees
- Transaction Fees (Balance Transfer Fees, Cash Advance Fees): $0
- Foreign Transactions: 1% of each transaction in U.S. Dollars
How we calculate your balance
We use a method called “Average Daily Balance.” Information subject to change. Please contact the credit union at 800.222.7455 for current information.