Rates

Rates as of December 31st, 2019

Savings

Type	Rate	APY*
Savings	0.05%	0.05%
Holiday Club	0.05%	0.05%

Money Market

Balance	Rate	APY*
$2,500 - $9,999	0.20%	0.20%
$10,000 - $24,999	0.25%	0.25%
$25,000 +	0.30%	0.30%

Checking

Type	Rate	APY*
Advantage Checking*	0.05%	0.05%
Big Easy Checking	0.05%	0.05%

* Daily Balance over $10,000.

Share and IRA Certificates ($2,000 - $9,999)

Term	Rate	APY*
3 months	0.15%	0.15%
6 months	0.15%	0.15%
12 months	0.20%	0.20%
18 months	0.20%	0.20%
24 months	0.30%	0.30%
36 months	0.30%	0.30%
48 months	0.30%	0.30%
60 months	0.30%	0.30%

Share and IRA Certificates ($10,000 - $49,999)

Term	Rate	APY*
3 months	0.15%	0.15%
6 months	0.25%	0.25%
12 months	0.85%	0.85%
18 months	0.90%	0.90%
24 months	1.00%	1.00%
36 months	1.50%	1.50%
48 months	1.80%	1.81%
60 months	2.40%	2.41%

Share and IRA Certificates ($50,000+)

Term	Rate	APY*
3 months	0.15%	0.15%
6 months	0.25%	0.25%
12 months	0.85%	0.85%
18 months	0.90%	0.90%
24 months	1.00%	1.00%
36 months	1.50%	1.50%
48 months	1.80%	1.81%
60 months	2.40%	2.41%

Expedition Certificate** ($1,000+)

Term	Rate	APY*
Minimum 6 months	0.15%	0.15%

** Minimum additional $100 deposits may be made to Expedition Certificate.
Not available for IRAs

Bump Rate Certificate*** ($10,000+)

Term	Rate	APY*
Minimum 18 months	0.85%	0.85%

*** Rate may be increased once during term if 12 month $10,000 rate increases.
Not available for IRAs

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* APY is an abbreviation for Annual Percentage Yield.

Share Certificates Dividends are Paid Monthly and at Maturity.

Penalties for early Withdrawal are as stated in the Account and Disclosure Agreement. The APY disclosed assumes dividends will remain on deposit until maturity. Withdrawals will reduce earnings. Rates subject to change daily.