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Rates

Special Share and IRA Certificates Rates

($2,000 - $9,999)
Term Rate APY
36 months 4.25% 4.33%
48 months 4.25%  4.33%
($10,000 - $49,999)
Term Rate APY
36 months 4.25% 4.33%
48 months 4.25% 4.33%
($50,000+)
Term Rate APY
36 months 4.25% 4.33%
48 months 4.25% 4.33%

Rates as of November 4th, 2022

Savings
Type Rate APY*
Savings 0.05% 0.05%
Holiday Club 0.05% 0.05%
Money Market
Balance Rate APY*
$2,500 - $9,999 0.15% 0.15%
$10,000 - $24,999 0.20% 0.20%
$25,000 - $49,999 0.30% 0.30%
$50,000 - $99,999 0.50% 0.50%
$100,000 +  0.50% 0.50%
Checking
Type Rate APY*
Advantage Checking* 0.01% 0.01%
Big Easy Checking 0.01% 0.01%

* Daily Balance over $10,000.

Share and IRA Certificates ($2,000 - $9,999)
Term Rate APY*
3 months 0.35% 0.35%
6 months 0.40% 0.40%
12 months 0.45% 0.45%
18 months 0.55% 0.55%
24 months 0.65% 0.65%
36 months 4.25% 4.33%
48 months 4.25% 4.33%
60 months 0.95% 0.95%
Share and IRA Certificates ($10,000 - $49,999)
Term Rate APY*
3 months 0.40% 0.40%
6 months 0.45% 0.45%
12 months 0.50% 0.50%
18 months 0.60% 0.60%
24 months 0.70% 0.70%
36 months 4.25% 4.33%
48 months 4.25% 4.33%
60 months 1.00% 1.00%
Share and IRA Certificates ($50,000+)
Term Rate APY*
3 months 0.45% 0.45%
6 months 0.50% 0.50%
12 months 0.55% 0.55%
18 months 0.65% 0.65%
24 months 0.75% 0.75%
36 months 4.25% 4.33%
48 months 4.25% 4.33%
60 months 1.10% 1.11%

* APY is an abbreviation for Annual Percentage Yield.

Share Certificates Dividends are Paid Monthly and at Maturity.

Penalties for early Withdrawal are as stated in the Account and Disclosure Agreement. The APY disclosed assumes dividends will remain on deposit until maturity. Withdrawals will reduce earnings. Rates subject to change daily.

 

Current Rates

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