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VISA Signature® Credit Card

Earn cash back everyday and make the most of your purchases.

1% cash back with no annual fee and no categories to track.


Apply Today   View Rates   

Cabrillo's Premium Cash Back Rewards Card

Earn 1% cash back on all purchases with no annual fee.

For members who want the most out of life, our premier credit card, the Cabrillo VISA Signature® Credit Card has it all: a great rate, no annual fee, cash back rewards, and offers access to concierge service, exclusive discounts on dining, events & shopping and support including VISA's Zero Liability Policy** in the event of certain types of damage.

VISA Signature® Credit Card

Cabrillo VISA Signature® Credit Card - Rates, Fees, and Cash back Rewards


 Annual Fee: $0 Annual Fee - No Annual Fee


APR*​: 16.9-17.9% APR (purchase, cash advance, balance transfer)


Rate: Variable rate - Minimum $5,000 credit line


 Rewards: 1% cash back for every dollar spent


Turn your everyday purchases into rewards.

Rewards accumulate quickly when you use you card for everyday purchases.

Ready to apply for a Cabrillo Credit Union Credit Card? 

Apply Now   


Cabrillo VISA Signature® Credit Card Benefits

  • Cash back - Earn 1% for every purchase on all categories
  • Visa® contactless card with EMV chip for enhanced security
  • Tap to pay is available. Instant, easy transactions with just a tap on a card reader - look for the icon
  • Exclusive discounts on dining, events & shopping****
  • Travel and Emergency Assistance and Roadside Dispatch
  • Lost or stolen card reporting & Emergency card replacement.
  • Add your credit card to digital and mobile wallets - Apple Pay™, Google Pay™, and Samsung Pay™
  • VISA's Zero Liability Policy**

For a full understanding of all the benefits you can get with your VISA Signature® Credit Card, click here.

Cash Back Calculator

Calculate Your Cash Back


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Features Available on all Cabrillo VISA® Credit Cards


Cash back Rewards

Cash back - Earn 1% for every purchase on all categories. No tracking necessary.

Contactless Enabled Cards

Just tap and go! Enjoy a faster, easier and secure way of paying.

Digital Wallet Ready

Add your card to your Apple®, Google® or Samsung® wallet for on the go convenience.


Manage your card anywhere with Card Controls

Cabrillo's easy to use tool to protect your credit card 

Card Controls gives you complete control of your Cabrillo cards, using your smartphone. Turn off your cards when you aren't using them to prevent fraud. With the easy switch of a button, you can turn your cards on to use them.

You now have access to all these benefits:

  • Turn cards on and off
  • Restrict types of purchases made 
  • Receive and respond to instant transaction alerts 
  • Enter and edit international travel events 
  • Set location services to deter fraudulent activity 
  • Limit spending amounts to help reach your budget goals 
  • Set card alerts to monitor purchases and take immediate actions s

You can access Card Controls via ebranch mobile app or online banking. For more information, please contact a Virtual Branch Representative.


Take Advantage of Cabrillo VISA Signature® Benefits:

Our rewards card turns credit into incredible. Rewards points accumulate quickly when you use the Cabrillo VISA Signature® Credit Card for everyday purchases. When you're ready to cash in, simply redeem your rewards in online or mobile banking.

For Travel and Lifestyle - Cabrillo VISA Signature® Credit Card
ONLINE & MOBILE BANKING Manage your money online. Make deposits on your mobile device, and see your available balances immediately.
AUTOMATIC BILL PAY Set up automatic, recurring transactions so you never accidentally miss another payment.
CARD CONTROLS Card Controls gives you complete control of your Cabrillo cards, using your smartphone.
ALERTS & EDOCUMENTS Set up email alerts to track what you need to know, and get all your account statements electronically.
CHIP CARD SECURITY Our cards are equipped with EMV chip technology to protect your money – and your identity.
CUSTOMER ASSISTANCE Cardholder Inquiry Service and Lost/Stolen Card Reporting. Emergency Card/Cash Disbursement.
ROADSIDE SERVICE Roadside Dispatch is a pay-per-use roadside assistance program. The program provides you with security and convenience wherever your travels take you.
TRAVEL BENEFITS Travel and Emergency Assistance. Available to help you in case of an emergency while you are away from home.
ID PROTECTION Help protect your identity with ID Navigator Powered by LifeLock: a free benefit to Visa cardholders.
CREDIT SCORE Raise your credit score with Dovly Uplift at no cost to you!
SHOPPING DISCOUNTS Visa cardholders enjoy the convenience of Shipt delivery.
EVENTS ACCESS Presale access with select Sofar Sounds events.


For a full understanding of all the benefits you can get with your VISA Signature® Credit Card, click here.

Leave your card at home by adding it to your Apple Pay®, Google Pay™, or Samsung Pay™ mobile wallet.

Our Cabrillo VISA Signature® Credit Card offers a seamless payment experience.

Apply Now   

Click here to view the VISA® Credit Card agreement.

Visa and Visa Signature are registered trademarks of Visa International Service Association.

*APR is Annual Percentage Rate and rates are subject to change. See credit card rates and fees.

**With Visa’s Zero Liability Policy, you won’t be held responsible for unauthorized transactions made with your Visa card. You’re covered if your card is ever lost, stolen or fraudulently used. You must use care in protecting your card and you must notify us immediately of any unauthorized use. Additional details visit

***Apple Pay® is a trademark of Apple, Inc., registered in the U.S. and other countries.Samsung Pay® is a registered trademark of Samsung Electronics Co., Ltd. Only compatible with select cards, carriers and Samsung devices; see the Samsung Pay support page for compatibility information. Google Pay™ is a trademark of Google LLC.

****Cabrillo Credit Union cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at

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