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Get Started • Digital Banking

Digital Banking Upgrade • Launching February 3, 2026

Follow these steps to re-enroll in Digital Banking.

You can complete re-enrollment from your computer or mobile device in just a few minutes.

Getting Started: What You Need to Know

A few simple steps will help you transition smoothly and feel confident using the upgraded platform. 

Know Your Username

Your current Digital Banking username will remain the same in the upgraded system. Make sure you know it so you can sign in easily.

Password Update Required

For security, members will be prompted to update their password the first time they sign in after the upgrade.

Re-Enroll in Key Tools

The following items will need to be set up again:

  • Account alerts
  • MyCreditScore
  • Personal Financial Tools: 'This Month's Budget', 'Spending Analysis', 'Net Worth', 'Spend Forecast', and more!

Card Controls Are Now Intergrated into Digital Banking

The standalone Card Controls app will be retired. You can delete the app off your mobile or tablet device. All features now live inside your new Digital Banking for a more seamless experience!

Bill Pay Will Carry Over

For active Bill Pay users, your payees and scheduled payments are expected to transition automatically. You’ll be able to review everything when you log in.

Saved Member-to-Member Contacts

Your existing member-to-member transfer information will carry over. The new Digital Banking experience also makes it easy to create new member-to-member transfers, so you can quickly and easily send money to other Cabrillo members.

New Digital Banking URL

Digital Banking will have a new login URL. Be sure to update your bookmarks for easy access and remove the old URL from any devices.

Fresh Look & Smarter Navigation

The upgraded system features a completely refreshed design, updated dashboard, and improved navigation .

Follow these steps to enroll for the first time.

  1. Start from the Website or Mobile App

    On a computer, visit CabrilloCU.com and login as you normally would with your user name and password. Click Secure Login and you'll be taken to the getting started login screen where you'll verify your personal info.

  2. If you already have the Cabrillo Credit Union mobile app downloaded, it will update automatically, and you’ll notice the app icon change. Simply open the new app, login, and follow the on-screen steps.

  3. Verify Your Personal Info and Identity

    To enroll, you’ll be asked to provide:

    • Your First and Last Name
    • Your Date of Birth
    • Your Social Security Number

    Enter this information and select Continue. Choose how you’d like to receive a one-time confirmation code to authenticate — via text message or voice message. Confirm your contact source, then enter the code you receive and tap Continue to verify.

  4. Authenticate your account by entering the verification code sent to your preferred communication method. Tap Next. 

  5. Reset and Select your Password

    Once you confirm your verification code, select and confirm your new password and tap Next. These will be the credentials you use to access Digital Banking going forward.

  6. Review and Accept the Legal Agreements

    Review the Online Banking Disclosure. When you’re ready, select Accept & Continue to move on.

  7. Review Your Contact Information

    Review your contact information on file. If everything looks correct, click Confirm to complete your enrollment. If anything needs to change, click the pencil to edit.

  8. Start Using Digital Banking

    That’s it — you’re now enrolled in Cabrillo’s Digital Banking platform. You can begin depositing checks, paying bills, transferring funds, using Card Controls, and more — all in one convenient place.

From everyday payments to moving money between accounts, the upgraded experience keeps all your tools organized in one place.

Transfer Funds: One-Time or Scheduled

Move money between your accounts instantly or set up scheduled transfers for the future.

 

Member-to-Member Transfers

A simple guide to sending money directly to another Cabrillo member.

Make a Loan Payment

Make one-time or recurring payments to your Cabrillo loans directly through Digital Banking.

Make a Cabrillo Loan Payment with a Debit Card

Make one-time payments to your Cabrillo loans using a debit card. It’s a quick, secure way to make a payment when you need it, directly through Digital Banking.

Make a Credit Card Payment

Pay your Cabrillo credit card from your CCU account or an external account inside Digital Banking.

 

How to Link External Accounts

Walkthroughs for setting up and managing external accounts to transfer funds in and out of Digital Banking.

 How to Edit or Delete Scheduled Transfers

Walkthroughs for editing or deleting scheduled transfers, giving you control to update, manage, or cancel transfers within Digital Banking.

The upgraded system includes smart financial tools designed to help you stay informed, secure, and on top of your goals.

Card Controls in the New App

Explore how to lock/unlock your card, set spending limits, manage merchant categories, and control transaction types. All inside Digital Banking.

Travel Notifications

Let us know when you’re traveling so your card continues to work smoothly while you’re away. Adding a travel notice helps prevent declined transactions and keeps your account protected.

Account Subcription & Security Alerts

Re-enroll and customize alerts for balances, transactions, deposits, and more — so you’re always in the know.

Additional Security Validation

Strengthen your login with two-factor authentication, authenticator apps, and push approvals.

Direct Deposit Setup

Switching your paycheck or recurring deposits to your Cabrillo account is now even easier with built-in tools inside Digital Banking.

  • Quickly access your routing and account numbers
  • Use guided tools to request deposit changes
  • Track your switch status

Accessing your statements is easier than ever with updated layouts and clearer navigation.

Enroll in eStatements

See how to turn on eStatements for quicker, paperless delivery.

View Documents and Statements

Learn how to view your documents and statements in Digital Banking.

Changes During the Transition

To complete the upgrade, we’ll need a short window where online and mobile banking access changes for members.

Monday, Feb 2

Online and mobile banking will be in a temporary blackout period while we complete the transition to Cabrillo’s upgraded Digital Banking system.

Launch Day (Tuesday, February 3)

Once the upgrade is complete, you’ll be able to log in using the new Cabrillo platform. We’ll notify you as soon as full access is restored and it’s time to register and explore your new tools.

Plan Ahead for the Upgrade Weekend

We’re making important upgrades to bring you a better digital banking experience. Online and mobile banking will be temporarily unavailable or limited over the weekend before February 3, 2026.

Please plan ahead by completing any urgent transactions, transfers, or Bill Pay changes before the access changes begin. We’ll notify you as soon as service is fully restored. Thank you for your patience as we work to bring you the best digital tools possible.

Your App is Getting an Update:


When the new Digital Banking experience launches, the Cabrillo Credit Union mobile app will update automatically on most devices. Make sure your phone is powered on and connected to Wi-Fi so the update can download smoothly. You will notice the app icon change as part of the upgrade — this is normal and simply means you’re using the new, enhanced version of Digital Banking.

Access Digital Banking on Desktop or Mobile

Bank your way — whenever and wherever it’s convenient. Access Cabrillo Credit Union’s Digital Banking from your computer at CabrilloCU.com, or download the Cabrillo Credit Union Mobile App from the Apple App Store or Google Play. When the upgrade goes live on February 3, 2026, simply log in as usual from our website or the new mobile app. You’ll be guided through any first-time steps needed.

 

Check balances, transfer funds, pay bills, and manage your accounts securely — right from your phone, tablet, or desktop.

FAQs

When does the new Digital Banking experience launch?

Cabrillo Credit Union’s upgraded Digital Banking experience launches February 3, 2026.

Will my username change?

No. Your current Digital Banking username will remain the same in the upgraded system. Make sure you know it so you can sign in easily.

Do I have to update my password?

Yes. For security, members will be prompted to update their password the first time they sign in after the upgrade.

What will I need to set up again after I log in?

The following items will need to be re-enrolled or set up again:

  • Account alerts
  • MyCreditScore
  • Personal Financial Tools, including This Month's Budget, Spending Analysis, Net Worth, Spend Forecast, and more

What’s changing with Card Controls?

Card Controls are now integrated into Digital Banking. The standalone Card Controls app will be retired, and you can delete it from your mobile or tablet device. All Card Controls features now live inside your new Digital Banking experience for a more seamless way to manage your cards.

Will my Bill Pay information carry over?

For active Bill Pay users, your payees and scheduled payments are expected to transition automatically. You’ll be able to review everything when you log in.

Will my saved Member-to-Member transfer contacts carry over?

Yes. Your existing member-to-member transfer information will carry over. The new Digital Banking experience also makes it easy to create new member-to-member transfers so you can quickly send money to other Cabrillo members.

Is there a new Digital Banking login link?

Yes. Digital Banking will have a new login URL. Please update your bookmarks for easy access and remove the old URL from any devices.

What’s new about the look and navigation?

The upgraded system features a refreshed design, updated dashboard, and improved navigation to help you move faster and find tools more easily.

What should I review after logging in?

After logging in, take a moment to review:

  • Your accounts and balances
  • Your Bill Pay payees and scheduled payments (for active users)
  • Your existing transfers and scheduled activity

What should I re-enroll in after logging in?

In the upgraded platform, you’ll need to re-enroll in:

  • Account alerts
  • MyCreditScore
  • Personal Financial Tools

Once re-enrolled, you’ll have full access to alerts, credit tools, and financial wellness features tailored to your needs.

Recognized as one of America's Best
Regional Banks and Credit Unions 2026

by Newsweek and Plant-A Insights Group

Article on how Cabrillo Credit Union was Named One of America's Best Regional Credit Unions 2025