Cabrillo Credit Union Auto Loans Rates
Apply Today: Drive Away with an Affordable Rate
Getting the Lowest Possible Auto Loan Payment
At Cabrillo Credit Union, we prioritize your financial well-being. With our special program, we guarantee to either meet or beat other financial institutions' offers. Simply present us with a written offer from another institution, and we will match or surpass the rate, or provide you with $50!*
Rates as of January 1, 2024
Autos
| Model Year |
Terms up to 36 Months |
Terms up to 84 Months |
| 2021 and newer |
5.40% APR* |
7.15% APR* |
| 2016-2020* |
6.40% APR* |
N/A |
Motorcycles
| Model Year |
Terms up to 36 Months |
Terms up to 75 Months |
| 2016 and newer* |
6.40% APR* |
7.90% APR* |
Boats & RVs
| Model Year |
Terms up to 36 Months |
Terms up to 120 Months |
| 2016 and newer* |
7.90% APR* |
9.15% APR* |
For those ready to explore their auto loan options and calculate their payment, visit our payment calculator to get started.
Loan Rate Discount
Maximize your savings with Cabrillo's loan rate discount. When you opt to have your paycheck directly deposited into your Cabrillo checking account, you'll enjoy an additional .25% discount off our already low interest rates.**
Auto Buying Service
Experience hassle-free car shopping with Cabrillo's auto buying partner, New Cars Inc. Whether you're in the market for a new or used vehicle, New Cars Inc. is dedicated to helping you find your perfect car at an affordable price. Say goodbye to dealership hassles and hello to a seamless car-buying experience!
New Cars Inc.
*APR= Annual Percentage Rate. 5.40% rate offered up to a 36-month term and 7.15% rate offered for up to a 84-month term on approved credit, with direct deposit. 84-month terms are available for loans with a balance of $40,000 or more. A 5.40% APR loan of $10,000 has 78 bi-weekly payments of $140. A 7.15% APR loan of $40,000 has 182 bi-weekly payments of $282. Rate applies to last 4 model years. Some restrictions apply. Maximum first payment deferral of 90 days. Meet or Beat applies to credit union, bank or dealer financing, excluding manufacturer financing and interest rate buy-downs. Highly qualified applicants cannot exceed 120% of the value for New and Used vehicles. Restrictions apply. DMV Add-On and skipping your loan payment will lengthen the term of your loan and may reduce a claim on your GAP policy, if applicable. Interest continues to accrue during skipped payment. Offers not valid for existing Cabrillo Credit Union loans. Restrictions may apply to the terms and conditions listed. Federally insured by NCUA.