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Owning a home is a big deal! You've put in a lot of time and effort into finding the right house and making it feel like home. Now benefit from the equity of your home with a Home Equity Line of Credit (HELOC) from Cabrillo.


Using the Value in Your Home

A Home Equity Line of Credit - This is a revolving loan with a variable rate. Like a traditional home equity loan, a line of credit taps into the equity in your home, but can be used on an ongoing basis. If you’re wanting to make continuous upgrades to your home, especially over a long period of time, a Home Equity Line of Credit (HELOC) is a more efficient way of managing your home’s equity, plus there are NO FEES!*

A HELOC is an easy and affordable way to:

  • Remodel your kitchen or bathroom
  • Install solar panels
  • Landscape your home
  • Consolidate other debt

It is also a great "safety net" for life's unexpected emergencies. 

Don’t miss out!  Our HELOC is a great way to tap into the equity in your home, without having to refinance your mortgage.

To apply for a loan, click here.


*All loans are subject to credit, income, and collateral approval. Not all members will qualify. Loan to value cannot exceed 80%, including combined balance of the first mortgage. Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. The Prime Rate as of August 1, 2023, is 8.50% and the corresponding variable APR is 9.00% to 18.00%. Minimum annual percentage rate is as low as Prime Rate, as published in the Wall Street Journal, plus 0.50%. The maximum APR is 18.00%. Customary appraisal, title and recording fees of $850 and $1,250 are waived. Some restrictions may apply. Federally insured by NCUA. NMLS #525546


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