For a limited time, Refinance your auto loan with Cabrillo Credit Union and receive 1% cash back, up to $400*. Enjoy competitive rates, flexible terms, no payments for up to 90 days for qualified borrowers, and convenient account management through Digital Banking. Let our team help make the refinance process simple from start to finish.

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How much could you get back?

Refinance your auto loan and receive 1% cash back, up to $400.

Example: Refinance a $28,000 auto loan and receive $280 cash back.

Benefits of refinancing with Cabrillo

• Lower your monthly payment
• No payments for up to 90 days*
• We’ll guide you through the process
• Manage your loan anytime with Digital Banking

Gain access to competitive rates, flexible terms, and personalized service.

Here’s how it works

• 1% cash back on qualifying refinanced auto loans
• Competitive interest rate for new and used vehicles
• No payments for up to 90 days for qualified borrowers

Manage everything in one place

With Cabrillo Digital Banking, you can:

• View and manage your auto loan anytime
• Make payments and monitor balances
• Access statements and account information
• Manage all your Cabrillo accounts from one convenient dashboard

Let us do the work. Refinancing is easier than you think. Our team will walk you through the refinance process, answer your questions, and help make the transition as smooth as possible.

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_{*Offer valid through August 7, 2026. 1% cash rebate available on qualifying auto loans refinanced from another financial institution. Cash out as part of the refinance is not eligible for cash back. Rebate amount is based on the original refinanced loan balance and is capped at $400. The minimum loan amount to qualify is $5,000. Rebate will be deposited into the member's Cabrillo savings account after loan funding. Existing Cabrillo loans are not eligible. Loan must fund and meet program requirements by August 7, 2026. Borrower is responsible for any tax consequences associated with the cash rebate. Cabrillo Credit Union will report the rebate to the IRS to the extent required applicable by law. Offer subject to credit approval, underwriting requirements, and program guidelines. Offer may be modified or discontinued at any time. Other restrictions may apply.} 

_{*APR= Annual Percentage Rate. 4.54% rate offered up to a 36-month term and 5.79% rate offered for up to a 84-month term on approved credit, with direct deposit. 84-month terms are available for loans with a balance of $40,000 or more. A 4.54% APR loan of $10,000 has 36 monthly payments of $317. A 5.79% APR loan of $40,000 has 84 monthly payments of $616. Rate applies to last 4 model years. Some restrictions apply. Maximum first payment deferral of 90 days. Highly qualified applicants cannot exceed 120% of the value for New and Used vehicles. Restrictions apply. Skipping your loan payment will lengthen the term of your loan and may reduce a claim on your GAP policy, if applicable. Interest continues to accrue during skipped payment. Offers not valid for existing Cabrillo Credit Union loans. Restrictions may apply to the terms and conditions listed. Federally insured by NCUA.}