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Balance Transfer - 7.0% APR* for 60 months

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Celebrating 70 Years of Serving Our Members

In honor of 70 years of member service, Cabrillo Credit Union is offering a special balance transfer rate. Transfer your existing credit card balances to a Cabrillo VISA® and enjoy 7.0% APR* for 60 months—plus $0 transfer fees.

Why Transfer to Cabrillo?

  • 7.0% APR for 60 months on balance transfers*
  • $0 balance transfer fee — pay nothing to move your debt
  • Available on Cabrillo Credit Union VISA® cards

 

 

Which Credit Card Is Right For You?


Traditional Credit Card

VISA Signature® Credit Card

 Credit Card With No Annual Fee

Premium Cash Back Rewards Card

  • Annual Fee: $0 Annual Fee
  • APR*:10.90 – 16.90% APR
  • Rate: Variable rate
  • Rewards: No Cash Back Rewards
 
  • Annual Fee: $0 Annual Fee
  • APR*: 15.90-16.90% APR
  • Rate: Variable rate - Min. $5,000 credit line
  • Rewards: 1% Cash Back Rewards
 

 

Whether you’re looking to simplify payments or save on interest, this offer gives you the long-term stability you’ve been looking for.

*APR = Annual Percentage Rate. With approved credit, 7.0% APR Balance Transfer rate valid on member authorized balance transfers through 12/31/2025. 7.0% APR applies to all transferred balances until paid in full or residual balances exceeds 5 years at which time any remaining balance will convert to the prevailing credit card rate (current variable APR: 10.9%-16.9%). Cabrillo Credit Union will allocate your payments to balances with higher APRs before balances with lower APRs. To benefit from a grace period and avoid additional interest on purchases, you must pay your balance in full by the payment due date, including any promotional balance transfers. Promotional balance transfers cannot be used to pay off another Cabrillo Credit Union loan or line of credit. You should continue to make your payment on the account(s) from which you transfer any balance(s) until the payment for the transferred amount appears on your other issuer’s statement. Cabrillo Credit Union is not responsible for late payments on your other issuer’s account. All balance transfers must be authorized and executed by a Cabrillo Credit Union employee. Some restrictions may apply. Cabrillo Credit Union is federally insured by NCUA. Visit Cabrillocu.com/VISA-Disclosure to view the complete Cabrillo VISA disclosure.

**Visa and Visa Signature are registered trademarks of Visa International Service Association.

***With Visa’s Zero Liability Policy, you won’t be held responsible for unauthorized transactions made with your Visa card. You’re covered if your card is ever lost, stolen or fraudulently used. You must use care in protecting your card and you must notify us immediately of any unauthorized use. Additional details visit visa.com/zeroliability.

****Cabrillo Credit Union cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at visasignatureconcierge.com.

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