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View Rates   Open an Account

Savings Account

A Regular Savings establishes your membership with Cabrillo. It only takes $5 to become a Member-Owner, allowing you access to other products and services.

Some restrictions may apply.

Holiday Club

Get a jump on the holidays! It is never too early to start saving for the holiday season. With a Holiday Club Account, we can help you save by automatically transferring a specific amount from your checking account each month.

No loans. No credit cards. Just your money.

Some restrictions may apply.


Share Certificate

Watch your money grow with one of Cabrillo’s certificate accounts. With terms ranging from 3 months to 5 years, it will be easy to find one to fit your investing needs.

Expedition Certificate

Unlike a traditional certificate, the Expedition offers the flexibility to make additional deposits to the original balance. Start with a minimum balance of $1,000 and a 6-month term.

Bump Rate Certificate

If rates rise, you can bump your rate to the current annual percentage rate without penalty or changing the terms of your certificate! Makes a great short-term investment in a rate-changing market.

Some restrictions may apply.

Individual Retirement Accounts

Market Rate IRA: Compounds Monthly

This IRA earns a competitive interest rate which compounds monthly. Like a savings account, a Market Rate IRA is completely liquid, allowing you to make deposits and withdrawals at your leisure (Federal restrictions apply). A Market Rate IRA can be opened with as little as $1.00.

Investment Rate IRA: Fixed Rate Certificate

To earn a little more, invest in an Investment Rate IRA. The Investment Rate IRA is a fixed rate share certificate with terms from 3 months to 5 years. This IRA can be opened with a minimum deposit of $2,000.

Some restrictions may apply.