Facing a Government Shutdown? Here's How to Prepare with Cabrillo's C.A.R.E. Program
As Congress returns from recess, lawmakers are facing a looming deadline: fund the government by midnight on Sept. 30 or risk a shutdown starting Wednesday, Oct. 1. With time running, the risk of a government shutdown is real and its impact could be felt by federal employees, and families across the country.
At Cabrillo Credit Union, we understand how uncertain these moments can feel. That’s why we created the C.A.R.E. Program (Cabrillo Advanced Relief Effort), a proactive financial safety net designed specifically for times like these.
APPLY NOW
🛑 What Happens in a Government Shutdown?
If Congress fails to pass a funding bill, many government operations will halt. Workers may face furloughs or delayed paychecks, and essential services could be paused or scaled back.
This isn't just a political issue, it's a personal one. It can impact your income, your bills, and your peace of mind.
💡 How Cabrillo’s C.A.R.E. Program Can Help
Cabrillo’s C.A.R.E. Program was designed to provide emergency financial support to members during times of uncertainty, like a government shutdown. Whether you’re a federal employee, contractor, or simply affected by the ripple effects, C.A.R.E. gives you early access to a line of credit—before your finances are disrupted.
Program Highlights:
- First 60 Days at 0% Interest
- Fixed Prime Rate After 60 Days
- Pre-Approved Access to Emergency Funds
- No Immediate Need to Draw Funds—Just Be Prepared
This isn’t just a loan—it’s peace of mind.
🔓 Apply Now—Before You Need It
Waiting until after a shutdown to secure financial help could put unnecessary strain on your household. The best time to apply for C.A.R.E. is now—before any income interruption occurs.
How to Apply For C.A.R.E.
Proactively protect your financial well-being.
Follow these steps to complete your application for C.A.R.E.
- Select “This is a Line of Credit”
- Select “No” to Will this line of credit be used as overdraft protection?
- Click on Cabrillo Advanced Relief Efforts (C.A.R.E. Program)
APPLY NOW
For more information on C.A.R.E., please contact a Cabrillo Representative.
Cabrillo Credit Union is proud to support our members in the uncertainty of a potential government shutdown. If you have questions or need assistance, please don’t hesitate to reach out to our team.
Already Have C.A.R.E.?
If you're already enrolled in C.A.R.E., there's no need to worry. We’ve got your back. In the event of a government shutdown, Cabrillo will handle everything to ensure you have access to the funds you need—right when you need them. Your C.A.R.E. line is standing by, ready to support you through whatever comes next.