Here's How to Prepare with Cabrillo's C.A.R.E. Program

You are already enrolled in C.A.R.E., there's no need to worry. We’ve got your back. In the event of a government shutdown, Cabrillo will handle everything to ensure you have access to the funds you need—right when you need them. Your C.A.R.E. line is standing by, ready to support you through whatever comes next.

🛑 How Do I Access My Funds in a Government Shutdown?: 

If the government shutdown impacts your pay, don’t worry—we’re ready to help. Here’s how Cabrillo’s C.A.R.E. assistance will work once the shutdown begins:

Before payday (now):
• If you’re already set up for C.A.R.E., you’re all set—no action needed.

Payday activation — morning of 10/10:
• We’ll activate your C.A.R.E. Personal Line of Credit (PLOC) on the morning you’d normally be paid.
• You’ll see funds available in your C.A.R.E. PLOC account, where you can initiate an advance.

Cost & timing:
• 0% interest for the first 60 days on your first advance.
• After 60 days, standard terms apply.

When pay resumes:
• You can repay from your regular deposit or continue with a payment plan—whatever fits your budget.

Cabrillo Credit Union is proud to support our members. If you have questions or need assistance, please don’t hesitate to reach out to our team.

_{*Eligibility requirements apply. Availability of funding is periodic and related to the status of the applicable declared emergency. Proof of hardship is required. Subject to credit approval. All offers and loan program are subject to change and may be terminated without notice.}