Credit Union CD Rates San Diego
Share Certificates are an essential tool for savvy savers looking to maximize their returns while keeping their money safe.
With our Share Certificates, you can start earning more interest right away!
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Money Market Rates San Diego
By investing in a Share Certificate, you are making a proactive choice to secure your financial future. Whether you're saving for a down payment on a house, planning for retirement, or simply looking to build wealth, a Share Certificate can help you reach your goals.
Open an Account
- 6-month Short-term certificate: Earn a quick return on your investment, generally payable or reaching maturity in less than one year.
- 12-month Long-term certificate: Invest your money securely for longer than one year and receive a higher rate of return.
Minimum opening deposit: $2,000
Insured by NCUA. Multiple certificate terms available. High-dividend yield.
*Annual Percentage Yield (APY) . A penalty may be imposed for early withdrawals. Early withdrawals and fees may reduce earnings. Terms and conditions disclosures available at account opening. Minimum deposit of $2,000.00 required to open an account and obtain APY. Offer may be withdrawn at any time and rates are subject to change without notice. Federally insured up to $250,000 by NCUA.
What is the difference between CDs and Share Certificates?
Certificates of Deposit (CDs) and Share Certificates are both deposit accounts where your money can grow at a fixed rate for a predetermined period of time. Both are low-risk and federally insured products designed to give you a better rate on your deposits than typical savings accounts. The main difference between them is that CDs are offered by for-profit banks, whereas Share Certificates are offered by member-owned, not-for-profit credit unions.