High Yield Savings Account San Diego

Our 6-Month and 12-Month Share Certificates offer competitive rates of as high as 4.59% APY*, helping you get the most out of your savings.

With our Share Certificates, you can start earning more interest right away!

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San Diego Credit Union Savings Rates

Make Your Savings Count with Our Special Rates on Share Certificates. Our Share Certificates are the perfect way to earn more on your savings.

 Open an Account

• 6-month Short-term certificate: Earn a quick return on your investment, generally payable or reaching maturity in less than one year.
• 12-month Long-term certificate: Invest your money securely for longer than one year and receive a higher rate of return.

Minimum opening deposit: $2,000

Insured by NCUA. Multiple certificate terms available. High-dividend yield.

 

What is the difference between CDs and Share Certificates?

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Certificates of Deposit (CDs) and Share Certificates are both deposit accounts where your money can grow at a fixed rate for a predetermined period of time. Both are low-risk and federally insured products designed to give you a better rate on your deposits than typical savings accounts. The main difference between them is that CDs are offered by for-profit banks, whereas Share Certificates are offered by member-owned, not-for-profit credit unions.

 

^{*Annual Percentage Yield (APY) is accurate as of 07/26/2023. A penalty may be imposed for early withdrawals. Early withdrawals and fees may reduce earnings. Terms and conditions disclosures available at account opening. Minimum deposit of $2,000.00 required to open an account and obtain APY. Offer may be withdrawn at any time and rates are subject to change without notice. Federally insured up to $250,000 by NCUA.}